The Habib Bank Limited Commerce Essay Example For Students

The Habib Bank Limited Commerce Essay Habib Bank Limited normally referred to as Habib Bank is the largest bank in Pakistan and a exhaustively established banking concatenation throughout the universe. HBL has an extended web of 1425 subdivisions in Pakistan and 55 international subdivisions that makes it one of the largest Bankss in Pakistan today. We will write a custom essay on The Habib Bank Limited Commerce specifically for you for only $16.38 $13.9/page Order now Habib Bank Plaza is located in Karachi ; Sindh is the formal central office of the bank. The bank has a web outside Pakistan including USA, UK, Middle East, Asia Pacific and Africa. Customers are the cardinal that makes HBL a top-ranked bank and HBL continuously strives to maintain its clients happy, which is why HBL has a wide scope of merchandises that cater to the different demands of its clients. In footings of HR activities, HBL could be ranked as one of the best employers in Pakistan. The bank has a elaborate Hour policy that is continuously updated maintaining in head the alterations in engineering and even employees duties. This study highlights the enlisting processs, choice, preparation, compensation and benefits that HBL covers in its HR policy. The HR section is nt the lone party responsible for all the HR policies ; HBL besides uses the services of confer withing houses that help in administrating the hour maps. Outline1 History2 Introduction3 Mission Statement:4 Vision Statement:5 Valuess:6 Excellence7 Integrity8 Customer Focus9 Meritocracy10 Progressiveness11 HBL Merchandises12 Domestic Banking: Service Line13 Consumer Banking Servicess:14 Cash Management Services15 Utilities Servicess16 Transferring of Money17 Covering in discounting of rubric to goods18 Issue of letters of warrant19 Merchandise Lines20 Auto-Finance21 Home-Finance22 Habib Bank Value Debit Card23 Flexiloan24 Habib Bank Master Card25 Habib Bank Lifestyle26 .27 Job Analysis at HBL28 Interviews:29 Questionnaires:30 Job Analysis for Top Level Management:31 Managerial Job Description32 Job Title: Branch Manager33 Job Summary: Promotes banking in the community and manages branch operations in34 coordination with the caput office.35 Undertakings36 aˆ?Highlight the services of the bank in the community to pull people for opening their37 histories to increase the bank assets.38 aˆ?To operate the subdivision in such a manner that the cost of operation is minimized and the services39 are maximized.40 aˆ? To look into and publish loans on virtue for the addition of bank grosss.41 Managerial Job Specification:42 Experience:43 This occupation is for the trained individual and should hold minimal 2 old ages of working experience.44 Previous occupation public presentation should be good.45 Personality: Attractive46 Qualification: MBA or MS in relevant field.47 Forces Planing at HBL48 Forecasting employee demand49 Forecasting employee supply50 Recruitment and Choice at HBL51 aˆ?52 aˆ?53 aˆ?54 aˆ?55 aˆ?56 Campus Hiring:57 Training at HBL58 HR Centre59 Recruitment60 Derecuitment61 Choice62 Identification A ; choice63 Of competent employees64 Oreintation65 Training66 Adapted and competent employees with up-to-date accomplishments and cognition67 Performance Appraisal at HBL68 a. Traditional Approach:69 B. Modern Approach:70 Compensation and Benefits at HBL71 Cancelled vacations fees72 In juries during a occupation undertaking73 Cost of medical interventions74 Repair of vehicles75 Disability76 Paid clip off77 Training Plans78 Insurance79 Education80 Motivation at HBL81 Ethical motives at HBL82 Code of moralss at HBL83 Honest and ethical Behavior84 Conformity with applicable Government Torahs85 Promotion of86 Internal coverage87 Keeping office decorousness:88 Confidentiality:89 Conflicts of involvement:90 Gifts and Incentives:91 Outside Pressure:92 Insider Trading:93 Cardinal Principles:94 Protecting Bank Resources:95 Discrimination or Harassment:96 Career Planning and Progress History Hbl was founded in Pakistan as on 1947, the central office was situated in Karachi. It started its operations in other states during 1951 when it opened its first subdivision abroad in Sri Lanka and Habib bank Plaza was built in 1972 to mark the bank s twenty-fifth day of remembrance. It has come a long manner from its modest beginnings in Mumbai ( Bombay ) during 1941 when it commenced operations with a fixed capital of 25,000 rupees. The strong public presentation and growing of Hbl in its initial old ages impressed Mohammed Ali Jinnah ( the laminitis of Pakistan ) who had so asked the Habib Bank to travel its operations to Karachi after the independency of Pakistan. Habib Bank Limited established itself in Karachi in 1944 and became a symbol of pride and advancement for the people of Pakistan. Habib Bank Ltd was runing under province ownership from 1974-2004. Although in 2004 it went under denationalization and as of today 51 per centum of the Bank s portions are purchased by the Aga Khan Fund for Economic Development, an bureau of the Aga Khan Development Network. The Government of Pakistan is expected to bit by bit deprive its staying portions in the Bank. Introduction HBL was the first commercial bank to be established in Pakistan in 1947. Over the old ages, HBL has grown its subdivision web and it now the largest private sector bank that has over 1,450 subdivisions across the state and a client base which is transcending five million relationships. HBL has its presence in 25 states, its subordinates in Hong Kong and the UK, affiliates in Nepal, Nigeria, Kenya and Kyrgyztan and representative offices in Iran and China, HBL is besides the largest domestic multinational from Pakistan. The Bank is spread outing its presence in chief international markets including the UK, UAE, South and Central Asia, Africa and the Far East. The important cardinal countries of operations encompass merchandise offerings and services in Retail Banking. HBL besides takes pride in keeping the largest Corporate Banking portfolio in Pakistan with an active Investing Banking arm. In the urban every bit good as rural Centres, the banking services that HBL offers are SME and Agriculture loaning programmes. In the UK and GCC, HBL focuses on trade finance and remittals for the South Asiatic diaspora in add-on to basic banking installations. HBL takes pride in the fact that it has ever been a bank and a trade name for the multitudes, with a history that is inextricably linked with the history of Pakistan itself. As it continues to turn, both locally and abroad, it strives to incarnate its trade name personality: honest, accessible, inclusive. HBL is presently rated AA+ ( Long term ) and A1+ ( Short term ) * . It is the first Pakistani bank to raise Tier II Capital from external beginnings. Mission Statement: To do our clients prosper, our staff excel and make value for stockholders. Vision Statement: Enabling people to progress with assurance and success. Valuess: HBL values are the cardinal rules that define its civilization and are brought to life in their attitude and behaviours. It is these values that make HBL unique and unmistakable. The values are defined below: Excellence This is at the nucleus of everything we do. The markets in which it operates are going progressively competitory, giving our clients an copiousness of pick. Merely through being the really best in footings of the service we offer, our merchandises and premises can we trust to be successful and grow. Integrity HBL is the taking bank in Pakistan and our success depends upon trust. Its clients and society in general expect us to possess and firm adhere to high moral rules and professional criterions. Customer Focus HBL understands to the full the demands of its clients and accommodate its merchandises and services to run into these. It ever strive to set the satisfaction of its clients foremost. Meritocracy HBL ever believes in giving chances and advantages to its employees on the footing of their ability. They believe in honoring accomplishment and in supplying excellent calling chances for all. Progressiveness HBL believes in the promotion of society through the acceptance of enlightened on the job patterns, advanced new merchandises and procedures and a spirit of endeavor. HBL Merchandises Domestic Banking: Service Line In domestic banking HBL trades with the following assorted fiscal minutess and provides a broad array of services to its clients: Consumer Banking Servicess: Habib Bank Ltd. has continuously strived to run into this demand and along with its regular consumer banking services it has frequently introduced rather advanced services in the market in order to fulfill its clients. Some of its great accomplishments are that Habib Bank Ltd. was the first bank to present Traveler s Cheques in Pakistan, and the Habib Bank Master Card was the first to be introduced in the part. Cash Management Services HBL s Cash direction Services expression after the local and transverse boundary line payments, aggregations, history services and liquidness direction for both corporate and institutional clients. Utilities Servicess For the convenience of its clients Habib Bank ever is willing to stand on their side to supply as per standing order installations to the clients like, bank paid Electricity Bills, Phone Bills, Gas Bills and other public-service corporations disbursals on the behalf of client. Transferring of Money The bank provide installation of transferring of money from one topographic point to another topographic point within the state every bit good as outside Pakistan the bank receive normal alterations as per their agenda of charges declared half annually from their clients for reassigning the money. The assorted channels of remittal are as under: 1 Demand Draft ( DD ) 2 Telegraphic Transfer ( TT ) 3 Mail Transfer ( MT ) 4 Muhafiz Transfer Cheques ( TC ) Covering in discounting of rubric to goods The measures section of the subdivision trades with the discounting assorted rubric to goods such as measure of ladling ( B/L ) , Railway reception ( R/R ) , Truck Receipt ( T/R ) Airway Bill ( AWB ) . Issue of letters of warrant The bank issue missive of warrant on behalf of its clients financing client governments export publicity agency Sui nothern gas grapevine, other authorities bureaus as requested by its clients. Merchandise Lines Auto-Finance Habib Bank Auto Finance, offers the client, an expedient and economical manner of carry throughing their demands of having the auto of their pick on their footings. Options of low-cost down payments, convenient refund agreements in the signifier of monthly rental payments, which are tailored to the expected hard currency flows of the client are some of the host of value added characteristics, this merchandise offers its clients. .u8ba07b1939ebfd728f9b94f9cabc8b17 , .u8ba07b1939ebfd728f9b94f9cabc8b17 .postImageUrl , .u8ba07b1939ebfd728f9b94f9cabc8b17 .centered-text-area { min-height: 80px; position: relative; } .u8ba07b1939ebfd728f9b94f9cabc8b17 , .u8ba07b1939ebfd728f9b94f9cabc8b17:hover , .u8ba07b1939ebfd728f9b94f9cabc8b17:visited , .u8ba07b1939ebfd728f9b94f9cabc8b17:active { border:0!important; } .u8ba07b1939ebfd728f9b94f9cabc8b17 .clearfix:after { content: ""; display: table; clear: both; } .u8ba07b1939ebfd728f9b94f9cabc8b17 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u8ba07b1939ebfd728f9b94f9cabc8b17:active , .u8ba07b1939ebfd728f9b94f9cabc8b17:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u8ba07b1939ebfd728f9b94f9cabc8b17 .centered-text-area { width: 100%; position: relative ; } .u8ba07b1939ebfd728f9b94f9cabc8b17 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u8ba07b1939ebfd728f9b94f9cabc8b17 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u8ba07b1939ebfd728f9b94f9cabc8b17 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u8ba07b1939ebfd728f9b94f9cabc8b17:hover .ctaButton { background-color: #34495E!important; } .u8ba07b1939ebfd728f9b94f9cabc8b17 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u8ba07b1939ebfd728f9b94f9cabc8b17 .u8ba07b1939ebfd728f9b94f9cabc8b17-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u8ba07b1939ebfd728f9b94f9cabc8b17:after { content: ""; display: block; clear: both; } READ: For And Against Capital Punishment EssayHome-Finance Habib Bank brings the most low-cost and convenient strategy to finance one s ain house. Habib Bank House Finance, a demand / running finance installation to help an person in turning his vision into a world. With adaptable options, changing sums and flexible term of offices one can get down switching to, edifice or restituting one s ain house in few hebdomads. Habib Bank Value Debit Card Habib Bank Value Debit Card is a secure and convenient payment tool. It is linked to the personal Habib Bank history of the client. When the client uses Value Card at mercantile establishments for payment of day-to-day purchases, the exact purchase sum is deducted from their personal Habib Bank history. Flexiloan Habib Bank FlexiLoans is a personal loan merchandise, which is available for salaried persons for a assortment of grounds. Whether it is for a kid s instruction, a much needed holiday, a girl s nuptials or even merely a shopping fling, HBL FlexiLoans is a flexible funding strategy which can really supply the much needed hard currency to carry through all such demands. Habib Bank Master Card Habib Bank MasterCard opens a universe of convenience for its clients. Be it shopping or going or medical disbursal, HBL MasterCard sets you free from the fusss of transporting hard currency, wherever you are. You have the option to take from our Domestic or International cardaˆÂ ¦ depending on your demands Habib Bank Lifestyle Habib Bank s Lifestyles Financing Scheme provides funding for family contraptions and consumer electronics on easy footings and flexible term of offices. The merchandise aims to convey comfort into each domestic unit by supplying funding for indispensable domestic points, the purchase of which may be postponed by families due to dearth of financess. The bank aims to supply speedy funding so that households do non postpone purchase of such necessities, and all such points are effortlessly accessible as and when required. . Job Analysis at HBL This is the process that is undertaken in finding the responsibilities and undertakings of a place in the organisation, the needed features of the people make fulling in those occupation places. There are particular consultancy houses that could help in an organisations human resource planning ; HBL is utilizing the services of Sidat Hyder Morshed Associates which is one of the pioneering direction consulting houses. SMHA provides occupation analysis services to HBL and for that it collects information through: Questionnaires Interviews Interviews: Interviewing is a important beginning that is used in roll uping information for the occupation analysis process. Employees, group of employees every bit good as the supervisors are interviewed due to the huge cognition they have about the occupation place. The interviews are normally structured and sometimes may even be unstructured. In the structured interview a sequence of inquiries are followed by the interviewer. However, in the unstructured interview the interviewer pursues any interesting subjects that may look relevant to them in the procedure of responses to inquiries. Questionnaires: Herein employees are given a questionnaire which they have to the reply and it helps in quantifying their job-related responsibilities and duties. Questionnaires are besides of assorted formats although chiefly their either open-ended or structured . Amongst the quantifiable questionnaire methods used, HBL chiefly uses the Position analysis questionnaire . The place analysis questionnaire is used to roll up quantifiable informations refering the cardinal responsibilities and duties of the assorted occupations. It analysis a occupation harmonizing to five chief activities, which are: Decision making/communication/social duties Performing skilled activities Bing physically active Operating vehicles/equipment Processing Information In Habib Bank occupation analysis is normally conducted: When it s opening a new subdivision, or presenting a new engineering or a new product/new services etc. The intent of occupation analysis at HBL is: aˆ?To cod information refering the varied degree of activities to be performed aˆ?Collection of informations about the accomplishments, instruction, experience, forces qualities that are needed in choice of the suited individual for right occupation. Job Analysis for Top Level Management: The occupation analysis for the top direction is supervised and administered by the HR section at the caput office situated at Karachi. For make fulling the respected vacancies the caput office uses internal every bit good as external beginning of enlisting. An illustration of occupation description and occupation specification of a managerial station in HBL is as follows. This was constructed with the assistance of a thorough occupation analysis. Managerial Job Description Job Title: Branch Manager Job Summary: Promotes banking in the community and manages branch operations in coordination with the caput office. Undertakings aˆ?Highlight the services of the bank in the community to pull people for opening their histories to increase the bank assets. aˆ?To operate the subdivision in such a manner that the cost of operation is minimized and the services are maximized. aˆ? To look into and publish loans on virtue for the addition of bank grosss. Managerial Job Specification: Experience: This occupation is for the trained individual and should hold minimal 2 old ages of working experience. Previous occupation public presentation should be good. Personality: Attractive Qualification: MBA or MS in relevant field. Forces Planing at HBL The HR Department at HBL is responsible for effectual HR planning specially the sing demand and supply of employees and besides calculating for prospective demands and supply that may be needed at a ulterior clip. The aims of human resource planning for HBL the is same like all the other organisations which chiefly centres around prediction and planning for acquisition, keeping, betterment and the use of HR. At HBL, Human Resource Planning encompasses determination devising in three countries that have combined activities: Measure 1: Habib Bank Limited makes a list of demands refering the specified occupation maintaining in position the demands, aims, extra human resource and accomplishments required, so bank is able to engage the services of right sort of individual to make full the peculiar occupation. Measure 2: HBL make programs for motive of their employees by giving them different types of marks and inducements on their achievement and for conveying excellence in the public presentation of employees in the organisation. Measure 3: There is an interlinking between the employee ends and the organisational ends. Human resource planning is specifically performed in these two activities: Forecasting employee demand Introducing new services Opening new subdivisions Changing client demands Puting up new engineering Forecasting employee supply Overtime Job rotary motions Transportations Internal Promotion Recruitment and Choice at HBL HBL has a really systematic process of enrolling its employees, which is wholly based on its value Meritocracy . The merit-based enlisting procedure at HBL incorporates the rules of equal chance and this consequences in the assignment of the most efficient and capable campaigner. Such a procedure ensures openness every bit good as transparence, and allows a greater assurance in the result of the choice procedure. The virtue rule at HBL chiefly aims in placing the most suited individual for the occupation assessed on the footing of the undermentioned parametric quantities: aˆ? Educational Background aˆ? Skills and Competences aˆ? Abilities and Attitude aˆ? Experience aˆ? Interpersonal / Communication accomplishments Campus Hiring: HBL has a really active hiring process for pupils and it yearly visits universities in hunt for prospective occupation campaigners. As portion of HBL s human resource scheme, it on a regular basis visits assorted universities across the state to invest amp ; groom fresh concern alumnuss every twelvemonth. Enthusiastic and gifted young person signifier is important and therefore they are even nurtured to go future leaders at HBL. To pull the best immature endowment, the resourcing section employs a pro-active scheme. HBL actively participates in campus seminars by giving presentations that highlight HBL s background, vision, mission, values, enlisting A ; choice procedure, future calling chances and overall concern schemes. Fresh endowment is hired on a lasting footing and their offered a broad scope of calling chances from assorted sections across the organisation such as Information engineering, Marketing, Finance, Operations and HR. This is the procedure that is undertaken at HBL in make fulling in places: For choice HBL normally does: Interviews Written trials Background Checks After the enlisting procedure, choice of most dependable and capable appliers is made at HBL under the supervising of HR personals. First HBL advertises in all types of media which includes newspaper, magazine, website etc ) where the populace is informed that a peculiar state of affairs is vacant for the undermentioned station, for which their standards are: O Candidate must be a citizen of Pakistan. O Should be qualified in the relevant field holding alumnus or post-graduate grade. Campaigners so send their filled applications against the vacant stations advertised in the newspapers, after advertisement different people apply for the occupation. In the preliminary phase of enlisting, the CV s that are of irrelevant applications are screened out and relevant applications are called for written trial. This trial is examined by IBP ( Institute of Bankers Pakistan ) . The trial form is of GMAT format in which the institute Judgess the individual occupation behaviour and accomplishments of making single every bit good as group undertakings. Normally interviews are single, nevertheless when a group interview is conducted herein the campaigners are given a specific subject to debate approximately, this group treatment chiefly helps in judging personality traits every bit good as leading qualities that give the campaigner its USP. The External beginnings of engaging HBL utilizations are: Ads through newspapers ( Jang, Dawn and The News viz. ) Trade and Professional Journals ( Aurora Magazine ) Online Job web sites ( Rozee.pk ) The external beginnings that supply possible campaigners are: Sidat Hydey Morshad Associates Employee referrals College-recruitment Walk-in interviews The internal beginnings that supply campaigners: Rehiring former employees Job Posters Training at HBL Habib Bank believes that developing plays a critical function in the development of the gifted and energetic young person of the state. History reveals that HBL pioneered its first preparation programme in 1946, which was followed by many other plans since so onwards. The preparation division carries out a endowment Hunt programme on a regular basis that so makes the choice of the possible campaigners for the banking profession on analyzing their virtues. The preparation methods that are undertaken by HBL are: .u1c2add85d07333549c4f62c90a4146c4 , .u1c2add85d07333549c4f62c90a4146c4 .postImageUrl , .u1c2add85d07333549c4f62c90a4146c4 .centered-text-area { min-height: 80px; position: relative; } .u1c2add85d07333549c4f62c90a4146c4 , .u1c2add85d07333549c4f62c90a4146c4:hover , .u1c2add85d07333549c4f62c90a4146c4:visited , .u1c2add85d07333549c4f62c90a4146c4:active { border:0!important; } .u1c2add85d07333549c4f62c90a4146c4 .clearfix:after { content: ""; display: table; clear: both; } .u1c2add85d07333549c4f62c90a4146c4 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u1c2add85d07333549c4f62c90a4146c4:active , .u1c2add85d07333549c4f62c90a4146c4:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u1c2add85d07333549c4f62c90a4146c4 .centered-text-area { width: 100%; position: relative ; } .u1c2add85d07333549c4f62c90a4146c4 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u1c2add85d07333549c4f62c90a4146c4 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u1c2add85d07333549c4f62c90a4146c4 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u1c2add85d07333549c4f62c90a4146c4:hover .ctaButton { background-color: #34495E!important; } .u1c2add85d07333549c4f62c90a4146c4 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u1c2add85d07333549c4f62c90a4146c4 .u1c2add85d07333549c4f62c90a4146c4-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u1c2add85d07333549c4f62c90a4146c4:after { content: ""; display: block; clear: both; } READ: The French and Indian War EssaySoft skill functional preparation: This is normally done in order to better the personality traits of HBL employees and besides other physical idiosyncrasies such as societal grace, personal wonts, eloquence of linguistic communication etc. On-the-job preparation: Different methods are employed such as coaching and mentoring. The trainee is taught every bit good as supervised besides a batch of occupation rotary motion activity happens in this scenario. Class room lectures: HBL had launched a two-day standardised preparation programme on Know Your Customer and Anti Money Laundering , in joint coaction with Global Compliance and HR and OD groups for all its employees. Class room lectures aid beef up the unity of concern relationships, mitigate turning hazards and make awareness amongst HBL s work force. HBL besides launched an Urdu version of the policy papers every bit good as doing usage of province of the art preparation tools. Besides these there besides other preparation processs for new employees such as: Management Trainee: This keeps a ticker for extremely motivated persons who have the possible and capableness and exhibit a future leader s qualities. This plan offers extended synergistic schoolroom preparation, occupation rotary motions, and personal mentoring which makes this whole procedure a comprehensive acquisition experience. Management Associate: This is a preparation and rotational plan that chiefly emphasizes in subdivision dealing and the banking demands in a subdivision. This offers accelerated development chances across different banking divisions such as retail, commercial and priority banking. Cash Military officers: HBL does believe in the fact that employees of the bank are its trade name embassadors, which is why they should expose model accomplishments when managing clients. This is a one month preparation plan that is based on subdivision banking operations before any arrangement in the subdivision. HR Centre Recruitment Derecuitment Choice Identification A ; choice Of competent employees Oreintation Training Adapted and competent employees with up-to-date accomplishments and cognition Performance Appraisal at HBL The Job Evaluation Criteria of HBL: The basic wage The fixed wage The rewards which comprises of the rates for the occupations, these are fundamentally for accomplishment based occupations wherein these rates may change harmonizing to the accomplishment and competency of a individual. Management judgement is used in the repair of these rates when recruiting and retaining an employee. Equally far as public presentation assessment is concerned HBL adopts two types of attacks and those are: The traditional attack and The modern attack. a. Traditional Approach: In this attack of assessment a holistic position is undertaken about the overall organisation, which is based on its past public presentation. In HBL a reappraisal is done at subdivision degree. Each subdivision has the duty of demoing its public presentation in conformity with the ends that have been set and that excessively heading towards a positive way. B. Modern Approach: With this method, all the employees are allocated certain specific ends or marks that are to be fulfilled in a given clip period that has been allocated to them, this finally shows the overall public presentation of each employee e.g. the sedimentations that they collected and whether they matched it up to the sum bounds. The public presentations of all the subdivisions are reviewed at the terminal of the fiscal twelvemonth which is December. Compensation and Benefits at HBL HBL offers its employees compensation in assorted forms such as: Cancelled vacations fees Injuries during a occupation undertaking Cost of medical interventions Repair of vehicles Employees can claim these types of compensation at any clip, when such an incident occurs. HBL is one of the most employee-centred Bankss in the state, which is why they have a really elaborate benefits program, which includes: Disability Paid clip off Training Plans Insurance Education If employees are on a vacation, or either on ill they are still compensated, which is indicated by the paid clip off program. Employees approaching the age of retirement are compensated in forms of tip, pensions, ace annuation fund and provident fund. In the instance of any disablement the bank assures fiscal support, when the employees are sick and are either unable to make their occupation the bank offers different types of instruction and preparation plans to the employees so that they could supply and sharpen their accomplishments. Presently, HBL is one of the first few companies that if offering its employees free of cost 12 % of GOP portions under the Benazir Employees Stock Options Scheme . Motivation at HBL Motivation is the willingness of employees to exercise high degrees of attempt in the achievement of ends. With motive nowadays there is a higher success rate in the accomplishment and fulfilment of any undertaking. Directors at HBL are watchful about the demands of the employees that match Maslow s hierarchy of demands this is indicated even in its moralss policy, which is discussed subsequently on. Since Bankss are all about services that are rendered by worlds, therefore it is a known fact that there are different types of workers. HBL recognizes the fact that it has both types of workers that are discussed in McGregor s theory X and theory Y , although most of the employees belong to the theory Y class, herein the leaders/supervisors know that actuating these persons warrants effectiveness, action and duty fulfilment. Ethical motives at HBL Hbl strongly emphasizes on carry oning the concern with full conformity with the jurisprudence, the regulations and the ordinances that have been determined by the community. Therefore, the employees of HBL at all times have to expose the highest criterion of ethical interaction and fairness in conformance with the set codification of moralss and the professional concern behavior. The aims that reflect HBL s codification of moralss are: Code of moralss at HBL Honest and ethical Behavior Conformity with applicable Government Torahs Promotion of Internal coverage Any behavior that may be damaging or harm the repute of HBL is non tolerated. A transcript of codifications of behavior is given to every employee and it is compulsory for them to stay by it and this is indicated by a written signature. Keeping office decorousness: It s indispensable for all the employees to follow with the office timings and assure that there s no break in any work committedness. A proper frock codification is required to be maintained by the employees, they need to be well-presentable every bit good as good groomed at all times. The other accessory staff needs to be in uniforms. At all times the employees have to show a high criterion of behaviour, attitude, there needs to be positiveness in their organic structure linguistic communication. Patience and niceness is the key in managing clients. Every employee needs to guarantee their work country is clean. Confidentiality: Every policy refering HBL s concern, merchandises or services, advanced engineering, new selling methods or systems should neer be disclosed or discussed with any 3rd party. No 3rd party should be given any of import fiscal information sing the clients unless the revelation is necessary for the jurisprudence illustration money laundering ; or protects the bank s involvement illustration suspected fraud. Conflicts of involvement: Personal involvements of the employees should neer conflict with their responsibilities in the bank or in their services to the client. It is compulsory for an employee to avoid struggle between all degrees i.e. fiscal, political, societal and personal involvements. For higher degree employees, it is important they do non reexamine a loan for an organisation they may be a manager of. Gifts and Incentives: There is no permission at any cost given to employees to accept gifts, favours or any amusement from bing or prospective clients. Outside Pressure: At all times, employees should forbear from motivating any external force per unit area or influence for the attainment of their ain personal ends and benefits in the bank. If any employee exerts such a behaviour they would b subjected to disciplinary action. Insider Trading: Employees should forbear and purely reprobate any insider trading in HBL portions, even they should avoid doing a trade, reding or set uping a trade for person else, even if its for securities listed in the stock exchange. There are certain internal regulations refering personal trading in securities which have been placed by HBL and they apply to all employees. HBL has full cooperation in the thrust against money laundering and the governments have been giving full authorization to impound any returns of offense. The assorted concern divisions in the bank have been given guidelines that aid them in the conformity of the anti-money laundering policy. Cardinal Principles: The aureate regulation at HBL is to cognize your client . The assorted concern divisions are required to maintain a record of client designation for at least five old ages, since the shutting of their history. In the instance of minutess, the jurisprudence in Pakistan provinces that for five old ages at least the record should be maintained. Employees should non inform any client if their history s being investigated for any condemnable activity. Protecting Bank Resources: It is the duty of all the employees to safeguard the bank and even its client s touchable assets which includes hard currency, securities, physical belongings and services and client information. Interaction and personal communicating between the clients and their directors should be kept at lower limit. Stationary which includes letterheads should merely be used for concern intents merely. Discrimination or Harassment: HBL employs equality in footings of gender and faith. Its purely prohibited to hold any torment or any sorts of sexual favoritism whether its committed to the clients, subordinates or even supervisors etc. Its purely condemned to know apart or hassle any employee because of gender, credo, age, faith, matrimonial position or any physical disablement. The other regulations that HBL moralss policy screens are right of first publications, accurate coverage and record maintaining, scrutinizing and regulators, zero tolerance to workplace force and most significantly equal employment chances which in inside informations screens issues such as nepotism. Career Planning and Progress This is a calling ladder that has shown the growing from a hard currency officer to a subdivision director. It suggests that a strong sense of way if coupled with duty encouragements motive degrees and enhances non lone public presentation but even productiveness. A holistic calling patterned advance program is covered below in the chart: Career Progression Plan

The Crucifixion of Christ Essays

The Crucifixion of Christ Essays The Crucifixion of Christ Essay The Crucifixion of Christ Essay The Catholic Church base all her teachings of faith in Jesus Christ, whom God the Father has sent into the world for the salvation of all peoples. All this history of salvation finds its culmination in the Paschal Mystery of Christ that consist in all which He has done for us through His Passion, death, and resurrection. The passion story is probably the oldest continuous narrative about Jesus. Therefore, The four Gospels show us different details of Jesus’ crucifixion: the mocking of the crowds and their leaders (Mark 15:29-31; Matt 27:41-43; Luke 23:35) Jesus’ thirst on the cross (John 19:28) and the dividing of his clothing (Matt 27:35; Mark 15:24; Luke 23:34; John 19:24). All of these details found in the gospels concerning the Crucifixion are the fulfillment of Psalm 22 as the messianic prophesy of the dead of Christ. The liturgy uses psalm 22 to interpret the Passion, Death and Resurrection of Christ, because, in a real sense, it gives a vivid picture of Jesus’ entire Passover from death to life. The echoes of Psalm 22 in the passion accounts of the gospels make it difficult for a Christian to recite it without recalling points of contact between the two1. As we know, for the Jewish Tradition much of the Old Testament was understood as the history of salvation and a prophecy of its fulfillment in the coming of the messiah but for us as Christians that fulfillment is embodied in Jesus of Nazareth. The evangelists interpreted the Crucifixion in the light of psalm 22, as they adopted its language and alluded to it in their narratives; they understood the life of Jesus and all the details of his person as a fulfillment of prophesies, notably in the psalms. For this reason, I going to emphasize in the fact ofCrucifixion of Christ as that messianic prophecy from the Old Testament, having as a reference Psalms 22, verses 16- 18 written by King David whom as a prophet spoke about the death and suffering of the messiah for the

Invertir Conjugation in Spanish, Translation, and Examples

Invertir Conjugation in Spanish, Translation, and Examples The Spanish verb invertir can mean to invest or to invert. This article includes invertir conjugations in the present, past and future indicative, the present and past subjunctive, the imperative, and other verb forms. You will notice that invertir is a stem-changing verb. In this case, the e changes to ie and sometimes to i when the syllable is stressed. Using the Verb Invertir Invertir can mean to invest or to invert. To invert means to reverse or turn inside out. However, the most common meaning of invertir is to invest. It can be used to talk about investing money, such as invertir dinero en la compaà ±Ãƒ ­a (invest money in the company). It can also be used in the sense of investing or spending time on something, such as invertir tiempo en sus hijos (invest time in your children). Invertir Present Indicative In the present indicative tense, the spelling change e to ie occurs in all of the conjugations except nosotros and vosotros. Yo invierto I invest Yo invierto el dinero en mi compaà ±Ãƒ ­a. Tà º inviertes You invest Tà º inviertes mucho tiempo en tu negocio. Usted/à ©l/ella invierte You/he/she invests Ella invierte en la bolsa de valores. Nosotros invertimos We invest Nosotros invertimos en la educacià ³n de nuestros hijos. Vosotros invertà ­s You invest Vosotros invertà ­s en la salud pà ºblica. Ustedes/ellos/ellas invierten You/they invest Ellos invierten su tiempo en un proyecto nuevo. Invertir Preterite Indicative In the preterite tense the spelling change occurs only for the third person singular and plural conjugations. Note that the spelling change is different, since the e only changes to i. Yo invertà ­ I invested Yo invertà ­ el dinero en mi compaà ±Ãƒ ­a. Tà º invertiste You invested Tà º invertiste mucho tiempo en tu negocio. Usted/à ©l/ella invirtià ³ You/he/she invested Ella invirtià ³ en la bolsa de valores. Nosotros invertimos We invested Nosotros invertimos en la educacià ³n de nuestros hijos. Vosotros invertisteis You invested Vosotros invertisteis en la salud pà ºblica. Ustedes/ellos/ellas invirtieron You/they invested Ellos invirtieron su tiempo en un proyecto nuevo. Invertir Imperfect Indicative In the imperfect tense conjugations there are no spelling changes, since it is simply conjugated by adding the imperfect ending for -er and -ir verbs (à ­a, à ­as, à ­a, à ­amos, à ­ais, à ­an). The imperfect can be translated as was investing or used to invest. Yo invertà ­a I used to invest Yo invertà ­a el dinero en mi compaà ±Ãƒ ­a. Tà º invertà ­as You used to invest Tà º invertà ­as mucho tiempo en tu negocio. Usted/à ©l/ella invertà ­a You/he/she used to invest Ella invertà ­a en la bolsa de valores. Nosotros invertà ­amos We used to invest Nosotros invertà ­amos en la educacià ³n de nuestros hijos. Vosotros invertà ­ais You used to invest Vosotros invertà ­ais en la salud pà ºblica. Ustedes/ellos/ellas invertà ­an You/they used to invest Ellos invertà ­an su tiempo en un proyecto nuevo. Invertir Future Indicative The future tense conjugations have no spelling change either, since the future is simply conjugated with the infinitive form invertir and the future tense endings. Yo invertirà © I will invest Yo invertirà © el dinero en mi compaà ±Ãƒ ­a. Tà º invertirs You will invest Tà º invertirs mucho tiempo en tu negocio. Usted/à ©l/ella invertir You/he/she will invest Ella invertir en la bolsa de valores. Nosotros invertiremos We will invest Nosotros invertiremos en la educacià ³n de nuestros hijos. Vosotros invertirà ©is You will invest Vosotros invertirà ©is en la salud pà ºblica. Ustedes/ellos/ellas invertirn You/they will invest Ellos invertirn su tiempo en un proyecto nuevo. Invertir Periphrastic  Future Indicative   To form the periphrastic future tense you need the present indicative conjugation of the verb ir (to go), the preposition a, and the infinitive invertir. Yo voy a invertir I am going to invest Yo voya invertir el dinero en mi compaà ±Ãƒ ­a. Tà º vasa invertir You are going to invest Tà º vasa invertir mucho tiempo en tu negocio. Usted/à ©l/ella vaa invertir You/he/she is going to invest Ella vaa invertir en la bolsa de valores. Nosotros vamosa invertir We are going to invest Nosotros vamosa invertir en la educacià ³n de nuestros hijos. Vosotros vaisa invertir You are going to invest Vosotros vaisa invertir en la salud pà ºblica. Ustedes/ellos/ellas vana invertir You/they are going to invest Ellos vana invertir su tiempo en un proyecto nuevo. Invertir Present Progressive/Gerund Form The gerund or present participle can be used as an adverb or to form progressive verb forms, like the present progressive. The gerund for invertir has a spelling change, but notice that the change is only e to i. Present Progressive of Invertir est invirtiendo Is investing Ella est invirtiendo en la bolsa de valores. Invertir Past Participle Compound tenses like the present perfect are formed with the verb haber plus the past participle. The past participle for -ir verbs is formed with the ending -ido. Present Perfect of Invertir ha invertido Has invested Ella ha invertido en la bolsa de valores. Invertir Conditional Indicative There are no spelling changes in the conditional tense, since it is simply formed with the infinitive invertir and the conditional endings. Yo invertirà ­a I would invest Yo invertirà ­a el dinero en mi compaà ±Ãƒ ­a si tuviera un buen futuro. Tà º invertirà ­as You would invest Tà º invertirà ­as mucho tiempo en tu negocio si pudieras. Usted/à ©l/ella invertirà ­a You/he/she would invest Ella invertirà ­a en la bolsa de valores si tuviera ms dinero. Nosotros invertirà ­amos We would invest Nosotros invertirà ­amos en la educacià ³n de nuestros hijos si fuà ©ramos padres. Vosotros invertirà ­ais You would invest Vosotros invertirà ­ais en la salud pà ºblica si tuvierais la oportunidad. Ustedes/ellos/ellas invertirà ­an You/they would invest Ellos invertirà ­an su tiempo en un proyecto nuevo, pero es muy complicado. Invertir Present Subjunctive In the present subjunctive, there is a spelling change in all of the conjugations. Most of the conjugations have the change e to ie, but nosotros and vosotros have the change e to i only. Que yo invierta That I invest Mi socio espera que yo invierta el dinero en mi compaà ±Ãƒ ­a. Que tà º inviertas That you invest Tu esposo quiere que tà º inviertas mucho tiempo en tu negocio. Que usted/à ©l/ella invierta That you/he/she invest El contador sugiere que ella invierta en la bolsa de valores. Que nosotros invirtamos That we invest La directora espera que nosotros invirtamos en la educacià ³n de nuestros hijos. Que vosotros invirtis That you invest El mà ©dico sugiere que vosotros invirtis en la salud pà ºblica. Que ustedes/ellos/ellas inviertan That you/they invest La jefa espera que ellos inviertan su tiempo en un proyecto nuevo. Invertir Imperfect Subjunctive To conjugate the imperfect subjunctive you can start with the third person plural conjugation (ellos, ellas, ustedes) in the preterite tense (invirtieron), then remove the on, and add the imperfect subjunctive endings. There are two options to conjugate the imperfect subjunctive, shown in the tables below. Option 1 Que yo invirtiera That I invested Mi socio esperaba que yo invirtiera el dinero en mi compaà ±Ãƒ ­a. Que tà º invirtieras That you invested Tu esposo querà ­a que tà º invirtieras mucho tiempo en tu negocio. Que usted/à ©l/ella invirtiera That you/he/she invested El contador sugerà ­a que ella invirtiera en la bolsa de valores. Que nosotros invirtià ©ramos That we invested La directora esperaba que nosotros invirtià ©ramos en la educacià ³n de nuestros hijos. Que vosotros invirtierais That you invested El mà ©dico sugerà ­a que vosotros invirtierais en la salud pà ºblica. Que ustedes/ellos/ellas invirtieran That you/they invested La jefa esperaba que ellos invirtieran su tiempo en un proyecto nuevo. Option 2 Que yo invirtiese That I invested Mi socio esperaba que yo invirtiese el dinero en mi compaà ±Ãƒ ­a. Que tà º invirtieses That you invested Tu esposo querà ­a que tà º invirtieses mucho tiempo en tu negocio. Que usted/à ©l/ella invirtiese That you/he/she invested El contador sugerà ­a que ella invirtiese en la bolsa de valores. Que nosotros invirtià ©semos That we invested La directora esperaba que nosotros invirtià ©semos en la educacià ³n de nuestros hijos. Que vosotros invirtieseis That you invested El mà ©dico sugerà ­a que vosotros invirtieseis en la salud pà ºblica. Que ustedes/ellos/ellas invirtiesen That you/they invested La jefa esperaba que ellos invirtiesen su tiempo en un proyecto nuevo. Invertir Imperative Most of the imperative conjugations have a spelling change, either e to ie or e to i. Conjugations vary slightly for the positive and negative commands. Positive Commands Tà º invierte Invest!  ¡Invierte tu tiempo en tu negocio! Usted invierta Invest!  ¡Invierta en la bolsa de valores! Nosotros invirtamos Let's invest!  ¡Invirtamos en la educacià ³n de nuestros hijos! Vosotros invertid Invest!  ¡Invertid en la salud pà ºblica! Ustedes inviertan Invest!  ¡Inviertan su tiempo en un proyecto nuevo! Negative Commands Tà º no inviertas Don't invest!  ¡No inviertas tu tiempo en tu negocio! Usted no invierta Don't invest!  ¡No invierta en la bolsa de valores! Nosotros no invirtamos Let's not invest!  ¡No invirtamos en la educacià ³n de nuestros hijos! Vosotros no invirtis Don't invest!  ¡No invirtis en la salud pà ºblica! Ustedes no inviertan Don't invest!  ¡No inviertan su tiempo en un proyecto nuevo!

Author Richard Wilbur Poem Essay Example | Topics and Well Written Essays - 1000 words

Author Richard Wilbur Poem - Essay Example We need to appreciate too that the earlier quotation continues to note that the "beautiful things" "if they had not been in you would have had no being at all." and The charms of the material world are the work of God too, and this is what Wilbur explores in the poem. It amounts, as the critic Paul Cummin says, to "a civilized man quietly and honestly acknowledging the beauty of the world and of the human spirit" (Cummin, 39). The situation posed at the beginning of the poem is a bewildering mixture of the comic and the exalted. We are asked to imagine someone waking in the morning, and in the half-conscious state seeing the washing on the line as a flight of angels. The "pulley" which hoists the washing line also drags open the eyes of the sleeper, whose soul would prefer to remain in the unsullied world of dreams. This is the first example of Wilbur's subtle use of words both literally (the pulley on the washing line) and metaphorically (suggesting the effort involved in bringing the eyes to focus on the material world rather than the spiritual). ... Yet laughter is denied by the solemnity and serenity of the diction. The sleeper is "spirited from sleep", as if awakening is a metaphysical experience. The soul is "astounded", perhaps by the abruptness of things and the sudden confrontation with the heavenly. It stands outside the body for a moment, literally in ecstasy, "bodiless and simple", facing the awe-inspiring, and beginning to delight in its freedom from the merely physical. It is a moment of exaltation; the morning is "awash" with angels - a pun, surely, which again puzzles our responses. Nor is the comic/serious collision brought to a quick and safe end. The angels now appear dressed in "bed-sheets blouses smocks" as the washing flaps on the line. The surging motion makes it appear that "they are rising together in calm swells", ecstatic and miraculous movements, appropriate to celestial beings "of halcyon feeling", hinting at the miraculous bird of myth which could charm the winds and the waters. The motion looks as if they are expressing "the deep joy of their impersonal breathing", the joy of those who live in Elysium, whose personalities no longer plague them, and whose breathing reminds us of the origins of the word "spirit". The metaphorical/literal balance continues even further, as the "angels" who are "really" washing seem, as angels should, to be "flying in space", moving at "terrible speed" and being "omnipresent". Their miraculous ability to move at great speed and yet remain in the same place is like "white water". And finally the wind dies and they "swo on down", and the illusion (if that is what it was) is gone. "The soul shrinks", as it realizes that the physical cannot really be ignored or escaped. The critic Peter

Implications of Outsourcing to China Essay Example | Topics and Well Written Essays - 1250 words

Implications of Outsourcing to China - Essay Example 2005). The business culture of china is totally different from that of the western countries. However due to the recent developments the business culture is coming in terms with the traditional practices. Most of the Chinese business contacts are referrals. Normally a business relationship develops on the basis of recommendations. Best prices and deals come from strong recommendations. However due to the advancement of technology, now internet, cold calls and direct contacts also influence the business culture of China. All business relationships in china which has an individual nature gradually develop into a social one very shortly unlike in the case of western culture where the relationship is truly professional. The concept of seniority is of very much importance in China especially when it comes to dealing with state run enterprises. High respect and rank is given to seniority (Understanding Chinese business culture and etiquette.2011). In the organizational culture front, there is fierce competition that is prevailing in China particularly in the technology industry like outsourcing. Constant innovations are a book mark for sustainability. Leveraging of intellectual capital and strong linkage between human resource management practices and knowledge related outcomes are other features (Chow.& Liu.2007). China is rapidly moving towards a fully established market economy. It is slowly emerging as a leader in outsourcing business. But still the state is responsible for monitoring this transition. For outsiders, the economic decision making looks confusing because of the related patchwork of competing geographical and sectarian authorities operate in the country. There is imposition of taxes, rents as well as regulations all done by the authorities before the project is undertaken and during its lifetime. The economic decision making is made at the central level as well as the state level. Now there is a growing willingness from the part of the authorities to devolve the executive powers to local authorities for the smooth decision making (Political environment. 1986). The economic environment of china with regard to outsourcing in particular is some what encouraging now. With deflationary pressures not in the anvil since 2003, the only worrying factor is the inflationary rate which the Chinese government claims to keep within three percent this year. Moreover entering the WTO as well as economic development coupled with rich economic resources provide bright future for the country (The economic environment in China. 2004). Overall the monetary environment in China looks favorable. China has taken giant leaps to improve the environmental and labor conditions in the outsourcing business area. This has made to bring down costs to a considerable extent. But since 2008, the outsourcing in china is not that cheap when compared with previous years. There was an increase of around 20% in costs in the outsourcing industry over the years. The co ncept of low cost manufacturing is fast disappearing in China. It is becoming an expensive place to do business. This is because of the strict environmental and labor laws enacted by the Chinese government (Maltby.E. 2008). The legal environment in China is strictly regulated. All business entering Chinese market is required to establish a legal entity under the Chinese law. In some areas

Electronic commerce

Electronic commerce Introduction Electronic commerce,is also known as electronic marketing,consist of process of buying,selling or exchanging products,services or information via computer network.The amount of trade conducted electronically grown extraordinarily with widespread Internet usage. Electronic commerce started more than 20 years ago in the form of Electronic Data Interexchange(EDI) and Electronic Funds Transfer(EFT) Followed in the 1980s by Automated Teller Machine(ATM),telephone banking and the extensive use of on-line credit card transaction.There are three concept in E-commerce such as brick-and-mortar,virtual, and click and mortar. The brick-and-mortar concept The brick-and-mortar is refer to business that have physical presence which is rather than virtual or online.Furthermore,stores(physical material such as brick and mortar) that we can drive to end enter physically to touch,purchase and see the merchandise.It is term as the basic for the click and mortar.The brick-and-mortar business is old-economy organization(corporation) that perform most of their business whithout network(off-line).It is selling physical product by means of physical agents. The vitual pure play organization(virtual) In e-commerce pure-play I refer to organization that originated and does business purely through the internet.It has no physical store(brick-and-mortar) where customers can shop.Examples of large pure play companies are Amazon.com and Netflix.com. The click-and-mortar concept The click-and-mortar concept is refer to combination of traditional(brick-and-mortar) and online establishment,such as store,bank and website.Transaction can be initiated and finalized either at the website(‘click)or at the physical site(‘mortar) The transformation in organization(brick to click) Many of organizational structures of todays business were designed more than 100 years ago when when computer-based information system were not available.Besides,information is really comparative and difficult to process.Plus,communition system is too old to use in daliy life.More than 10 years a ago Peter Drucker heralded the coming of a new organizational type,an organization composed largely of specific who discipline and direct their own performance through organized feedback from headquarters,colleagues and customers. Few years ago,when pure-play organization is cant stand anymore in business,other organization think to expand their sale,so click-and-mortar start to be use.The area pure-play fall short are precisely the areas in which brick-and-mortar companies took place in business. Before this,we use brick-and-mortar also.This concept can be use in organization,but to expand the business is hard because the business is just spread around its area because brick-and-mortar organization only sell physically outside the network.People from other places cant purchase thingS from it because they did not know about it.Soon,they realize that to make a successful business,it must go online. Click-and-mortar is not about praising one business model at the expense of another.It is also about combining the strength of both to develop the most positive consumer experience possible because in the e-commerce world,the customer will determine the winner. The advantage of using click-and-mortar concept in organization

What are the qualities of an effective employee? Essay

In recent times, companies have to very competitive. Many companies want to improve their productivity. When it comes to productivity, employee and management effectiveness is of the utmost importance so companies can make more profit and compete better against other companies. Therefore, this essay will explain the qualities of an effective employee and outline the way bosses can increase the employees’ effectiveness. There are several factors that can make employees more efficient. The first factor is welcoming criticism. This is something that a lot of people hate. Conversely, good workers like it more than hate it. For instance, excellent employees will think criticism from others can lead to solving problems (Simmons 2008-2010). In addition, Simmons (2008-2010) reports that good workers actively pursue other people’s opinion rather than avoiding them. The author goes on to say that good workers will listen to criticism from everyone even when they know the other worker dislikes and disagrees with them. The second factor is increasing self discipline. It can help workers to work more consistently and seriously. An example to illustrate this point is that effective workers should have high spirits anytime, even when they are not feeling stimulated and energetic (Simmons 2008-2010). In addition, they must work diligently even though they are in a bad mood (Simmons 2008-2010). Furthermore, Simmons (2008-2010) explains that they need to give the boss one hundred percent support all the time. The final factor is in tackling opportunities. Successful employees will not miss any opportunities because it is a good chance to show their ability. According to Simmons (2008-2010), excellent employees look at the weak points in their organization as an opportunity to demonstrate their ability and leadership with better results. In addition, opportunities can be anywhere in the workplace, so they need to keep thinking intelligently and creatively (Simmons 2008-2010). In short, a lot of things can make workers more effective, such as welcoming criticism, increasing self discipline and tackling opportunities. Therefore, employees choose to study certain subjects to improve their qualities and make them more effective. On the other hand, bosses can improve employees’ efficiency in certain ways. Firstly, bosses need to understand staff needs. For example, bosses need to have more connection with workers to make workers feel more valuable and feel that the company is like a good family (Smith 2006-2010). Moreover, Smith (2006-2010) reports that bosses can assign different type of tasks and make one day a week as casual dress day for workers because they need variety. Bosses can commend workers that have good qualities and award good workers because they need to feel appreciated in their job (Smith 2006-2010). Secondly, bosses need to know it is important to have a balanced lifestyle for workers. According to Smith (2006-2010), workers can overwork and neglect to look after their health. Thus, bosses should care about work timetables to make sure workers have adequate free time for leisure to relieve their stress (Smith 2006-2010). Furthermore, Smith (2006-2010) explains that bosses can encourage staff to seek their hobbies. Finally, bosses can be positive and enthusiastic around workers. An example to demonstrate this point is that bosses instill hope around workers because it is a positive guide for workers in the future (Smith 2006-2010). When sales are down, bosses can instill enthusiasm to raise sales so employees become more productive and effective (Smith 2006-2010). In addition, hope can push workers to pursue their goals, such as a higher position. In brief, managers need to know about staff needs, understand significance in balanced lifestyle and instill hope to improve employee’ efficiency. In conclusion, better workmanship can be affected by the qualities of employees and bosses using different ways to improve staff efficiency. These include listening to all opinions, improving self discipline and tackling all opportunities. On the management side the result can include recognizing workers needs, understanding the importance of a balance between work time and free time for staff and giving hope to workers. The business world is a highly competitive world. If workers are more effective, it can improve company competitiveness and survival strength. References Simmons, K 2008-2010, Seven habits of highly effective employees, The Black Collegian Career Center, viewed 2 February 2010, . Smith, LH 2006-2010, Three tips for improving employee effectiveness, Personal Best Consulting, viewed 15 April 2011, .